Tuesday, December 30, 2008

Using identityTruth to Place a Credit Report Fraud Alert

By Harvey Warmuth

A smart consumer should be aware of the issues created by the crime of identity theft. If you don't want to fall victim to identity theft, then you really should look into using an identity theft protection solution.

Because the use of credit is rising, and with people taking out loans on a fairly regular basis, a lot of your personally identifying information is out in the open. When there is more of your personal information out in the wild, the more it is likely you will become the next victim of identity theft.

Fortunately, there are actions that you can take to lower the chances of becoming a victim of identity theft. Probably the step that has the most affect, and is one of the easiest things that you should do is to subscribe to an identity theft protection solution, such as identityTruth.

IdentityTruth takes several measures to ensure that your identity is protected. This includes placing fraud alerts on your credit reports with the major credit report bureaus, which causes you to be notified whenever new credit is attempted to be opened using your information. By being alerted, you have ultimate authority over who has access to open accounts in your name.

Also, by monitoring places where thieves trade identity information, identityTruth is making sure that your personal data is not being sold or traded illegally. And through the identityTruth service, your name from junk mail lists, which means you should stop receiving those offers of new credit via mail. This reduces the chance you will be a victim of identity theft through mail theft.

Other services exist that offer protection from identity theft, in addition to identityTruth. In fact, in our testing, identityTruth is not necessarily the best choice when it comes to protecting your identity.

You should really be taking identity theft very seriously. After all, your good credit is on the line, so you need to be doing all you can to prevent identity theft.

Everybody needs to be aware of what is going on with their personal information. Staying on top of the issue of identity theft should be a top priority for everyone. Using a service such as identityTruth really helps fight identity theft.

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