An HR consultant firm, Mercer, shed some light on a recent finding. The current deductible average for company sponsored PPOs is $1000. That is twice what it was last year. And from 2001-2007 it remained steady at $500, before that it was $250 in 2000.
It is being said the reasons are due to a few key point. One was that health care costs for employers has increased by 6 percent within the past four years. This is resulting in the businesses across the country putting more of the cost of deductibles and premiums onto the workers.
HSAs and high deductible consumer directed health plans are becoming more popular. This is another reason for this. In the end, employees are still paying more out of pocket.
Of course, HSAs and similar plans have great advantages. You save money by them being tax free, as well as continuing to have major medical.
These sorts of plans are usually best for people who don't need medical care too often. In the end, though, if deductibles go up, our purses get smaller.
It is being said the reasons are due to a few key point. One was that health care costs for employers has increased by 6 percent within the past four years. This is resulting in the businesses across the country putting more of the cost of deductibles and premiums onto the workers.
HSAs and high deductible consumer directed health plans are becoming more popular. This is another reason for this. In the end, employees are still paying more out of pocket.
Of course, HSAs and similar plans have great advantages. You save money by them being tax free, as well as continuing to have major medical.
These sorts of plans are usually best for people who don't need medical care too often. In the end, though, if deductibles go up, our purses get smaller.
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